Complete and Updated Disclaimer for dialspecialist.com
Here is the full disclaimer with both of your requested updates integrated for your convenience.
Last Updated: August 26, 2025
Please read this disclaimer (“Disclaimer”) carefully before using the https://dialspecialist.com website (“website”, “service”, “site”) operated by DialSpecialist (“us”, “we”, “our”).
By using this website, you accept this Disclaimer in full. If you disagree with any part of this Disclaimer, do not use our website.
1. General Information Disclaimer All information posted on this site is for general informational and marketing purposes only. It is not intended as a substitute for professional advice. While we strive to provide accurate and up-to-date information, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site. Your use of the site and your reliance on any information is solely at your own risk.
2. Affiliate and Marketing Disclosure This site is a professional marketing and affiliate service. We are an independent, advertising-supported publisher and comparison service. We have a material financial connection to the third-party providers (“Partners”) whose products and services are featured on this website. We receive compensation from these Partners when a user, like yourself, connects with them through a phone call, by submitting a form, or by clicking a link on our site. This is known as an affiliate or performance marketing relationship. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear. This site does not include all companies or all available products. Our goal is to connect you with Partners who can assist with your needs, but this arrangement does not constitute an endorsement of any particular Partner, and the compensation we receive does not affect the price you pay for any product or service.
3. Financial and Lending Products Disclaimer (HELOC, Loans, Interest Rates) DialSpecialist is not a lender, mortgage broker, or financial advisor, and we do not make credit decisions, issue loan commitments, or originate loans. The information provided on this site related to home equity loans, HELOCs, personal loans, interest rates, or other financial products is for informational and comparative purposes only.
No Offer of Credit: Any information on this site does not constitute an offer to lend or a guarantee of credit. All rates, fees, and terms are presented without guarantee and are subject to change by our third-party lending Partners.
Rates and Terms: The actual Annual Percentage Rate (), loan terms, and eligibility you may receive depend on various factors, including your credit score, financial history, income, property value, and the policies of the specific lender. The rates displayed are for illustrative purposes and may not be available to all borrowers.
State and Local Regulations: Offers from our lending Partners may not be available in all states. All loan products are subject to the specific licensing, regulations, and underwriting criteria of the lender.
Professional Advice: We do not offer financial, legal, or tax advice. We strongly recommend that you consult with a qualified financial professional to understand the risks and benefits associated with any lending product before making a decision. Your official loan offer and its associated disclosures will be provided by the lender you choose to work with.
4. Pay-Per-Call and Telephonic Communications Disclaimer (TCPA Compliance) By submitting your personal information (including your phone number) through a form on this website, or by calling a phone number listed on this site, you are providing your express written consent under the Telephone Consumer Protection Act (TCPA) to be contacted by our third-party Partners, their affiliates, and their authorized marketing agents at the number you provided. You agree that contact may be made using a variety of methods, including live telephone calls, automated telephone dialing systems (autodialers), pre-recorded voice messages, and text messages (SMS/MMS). You understand that consent is not a condition of purchasing any goods or services and that any calls may be monitored and recorded for quality assurance.
5. Third-Party Services and External Links Disclaimer We connect you with third-party service providers but are not responsible for their actions, products, or privacy practices. Any transaction or agreement you enter into with a third-party provider is solely between you and that provider. We strongly advise you to conduct your own due diligence before engaging with any Partner.
6. Limitation of Liability In no event shall DialSpecialist, nor its owners, directors, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of this site or from any services provided by our Partners.
Legal Advice Disclaimer: This document is a template and is not a substitute for legal advice. We strongly recommend that you have this disclaimer reviewed by a qualified legal professional to ensure full compliance with all applicable laws and regulations.